Pet Insurances

Keeping our beloved pets safe and sound should always be a priority. However, there will most likely be times when we will be required to take a dog or cat in for a medical procedure or simply a regular check-up.

Without pet insurance, owners will be forced to pay potentially massive out-of-pocket costs. Not only are these plans very useful, but the fact of the matter is that a growing number of veterinarians are no longer accepts clients who are not covered by one of these plans. How are you to know which is the best option to choose?

Let's take a look at the answers to this question by examining what many believe to be the top pet insurance providers in the country.


If you have been searching for a good all-around pet insurance option, HealthyPaws could be the best choice. According to the Better Business Bureau, this company has consistently rated at the top of the list in terms of customer service and satisfaction. It is also the preferred provider by more than 90 percent of all insurance advocates within the pet industry.

It offers an extremely comprehensive coverage package and thankfully, owners can customize these plans based upon their needs as well as their budget. Perhaps most importantly, there are no claim caps in regards to how many can be filed during any given year.


PetPlan is another major player within this sector. Besides offering a variety of comprehensive coverage plans, all veterinary examinations are absolutely free (a feature not frequently found with other competitors). Annual deductibles can range between $100 and $1,000 dollars. These will primarily depend upon the age and health of the pet.

Their levels of customer service are also impressive. Representatives are available 24 hours a day and seven days a week when required. A useful mobile phone application allows for completely paperless reimbursements; a very popular option for those who may not have the time to endure the traditional process. Perhaps most importantly, PetPlan is available throughout the entire Unites States as well as Canada.


Embrace is known for its extremely robust accident claims coverage while there levels of illness reimbursements are just as impressive.

They also provide a wellness plan that is entirely optional. This plan covers regular check-ups, vaccinations and other predictable appointments. This coverage extends to spraying and neutering. Annual deductibles can be customized to between $200 and $1,000 dollars a year. Perhaps the only major drawback is that all coverage levels are capped at no more than $15,000 dollars a year. Still, this plan could be a great option for those who own pets which are young and in relatively healthy condition.


Nationwide is know as being the first pet insurer that provided plans to customers within all 50 states. It is also the oldest firm in existence, so the name should already sound a bit familiar.

Not only will this firm cover cats and dogs, but there are specific options which can be chosen for those who own birds and even exotic animals. So, Nationwide is a great choice for those who may find the other programs not as flexible as they would like. There is no limit in terms of the claims that can be made during any given annual cycle. It is also critical to mention here that these insurance plans will often address genetic and congenital conditions. There are actually very few insurers which are able to address such issues


PetFirst is a final insurer to examine. This firm is rated as providing A+ service by the Better Business Bureau and no initial examination is required in order to be approved for a plan. All subsequent check-ups are covered and while the yearly claims caps are slightly lower than the other companies mentioned, PetFirst also coverage hereditary and pre-existing conditions. This could be a wise choice for those who own slightly older animals.

These are the top pet insurance providers within the United States. As the majority can off plans directly online, accessing the most relevant options should no longer be an issue. It is a good idea to perform research before committing to one insurer over another, so visit their websites to learn more at your convenience.

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